Checking

Find the right checking account to fit your needs. Stop by Audubon State Bank today to get started!


PERSONAL

REGULAR CHECKING

  • Check Fee - 15 cents per check after 35 checks
  • Check Fee - Maintain an average daily balance of $1,500 or more, there will be no Check Fee
  • Maintenance Fee is tiered based on minimum balance, $600 minimum balance.
    $600 or more Minimum balance No Charge.
    $500-$599.99 Minimum balance $3.00
    $400-$499.99 Minimum balance $4.00
    $300-$399.99 Minimum balance $5.00
    $200-$299.99 Minimum balance $6.00
    Under $200 Minimum balance $7.00

  • Monthly statements include an image of the face of the check
  • Debit card or ATM card available – additional fee(s) may apply


N.O.W. CHECKING

  • Check Fee - 15 cents per check after 35 checks
  • Check Fee - Maintain an average daily balance of $1,500 or more, there will be no Check Fee
  • Earns interest regardless of balance
  • Debit card or ATM card available – additional fee(s) may apply
  • $900 average balance or $8.00 monthly maintenance fee
  • Monthly statements include an image of the face of the check
  • Call or click here for interest rates


FREE CHECKING

  • Earns interest if you maintain a minimum balance of $100.00
  • No monthly maintenance fee
  • Debit card or ATM card available – additional fee(s) may apply
  • Call or click here for interest rates

PRESTIGE CHECKING

  • For age 55 and older
  • Meet one of the following requirements:
  • $1,500 checking, savings or N.O.W. account
  • $2,500 insured investment
  • $10,000 Certificates of Deposits
  • Check Fee - 15 cents per check after 35 checks
  • Check Fee - Maintain an average daily balance of $1,500 or more, there will be no Check Fee
  • Earns interest
  • Free personalized checks or $3.00 discount on other checks of any choice
  • Debit card or ATM card available – additional fee(s) may apply
  • Free Photocopies (10 per month)
  • Free Money Orders (3 per month)
  • Free Notary Services
  • Free Lamination Service (2 billfold size per month)
  • $2 Discount on Safe Deposit Box rent
  • Check guarantee up to $250
  • Monthly statements include an image of the face of the check
  • Call or click here for interest rates


INSURED INVESTMENT

  • Minimum balance to open this account is $2500.00
  • Interest bearing account
  • Interest credited and paid to the account weekly
  • 6 transactions allowed per month may be by check to third parties
  • Call or click here for interest rates



BUSINESS

BUSINESS CHECKING

  • For businesses with a higher volume of deposits and checks written
  • Minimum balance to open this account is $100.00


SMALL BUSINESS CHECKING

  • For businesses with a lower volume of deposits and checks written
  • Minimum balance to open this account is $100.00


BUSINESS N.O.W.

  • For businesses with a higher volume of deposits and checks written and who are not a corporation or a partnership
  • Minimum balance to open the account is $900.00
  • Interest bearing account
  • Call or click here for interest rates


INTEREST BEARING BUSINESS CHECKING

  • For corporation or partnership with a higher volume of deposits and checks written
  • Minimum balance to open the account is $900.00
  • Interest bearing account
  • Call or click here for interest rates


BUSINESS INSURED INVESTMENT

  • Minimum balance to open this account is $2,500.00
  • Interest bearing account
  • Interest credited and paid to the account weekly
  • 6 transactions allowed per month may be by check to third parties
  • Call or click here for interest rates



ORGANIZATION CHECKING

  • Minimum balance to open this account is $1.00
  • Quarterly statements
  • No monthly maintenance fee