CDs & IRAs

REGULAR CERTIFICATES

  • Minimum balance to open $500.00 for 1 year maturity
  • Minimum balance to open $1,000.00 for maturities ranging from 3 months to 5 years
  • 3 month and 6 month compound or pay interest at maturity
  • 1 year through 5 year compound or pay interest semi-annually
  • If opening balance is $10,000.00 or more you can receive your interest monthly by crediting to another account.
  • Call for current interest rates

 

MONEY MANAGER CERTIFICATES OF DEPOSIT

  • Money Manager Certificates of Deposit
  • Minimum balance to open $2500.00
  • Maturities range from 2 years to 5 years
  • All maturities compound or pay interest semi-annually
  • At your discretion, once during the term of the certificate you may change the rate being offered for the same certificate with the same terms
  • At your discretion, once during the term you may add to the principal an amount less than or equal to the original deposit
  • If opening balance is $10,000.00 or more you can receive your interest monthly by crediting to another account.
  • Call for current interest rates

 

TRADITIONAL IRA/ROTH IRA/SEP-IRA

  • Minimum balance to open $0.00
  • Variable rate, can change daily 
  • Compounds monthly
  • Customer may select contribution schedule of weekly, monthly, annually, or periodic
  • Call for current interest rates