Deposit Rates

9/10/2019

Time Certificates of Deposit

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TermMinimum DepositInterest CompoundedInterest RateAnnual Percentage Yield
91 DAY$1000AT MATURITY.75%.75%
182 DAY$1000AT MATURITY
1.00%
1.00%
1 YEAR$500
SEMI-ANNUALLY1.50%
1.51%
18 MONTH$1000
SEMI-ANNUALLY
1.75%
1.76%
2 YEAR$1000
SEMI-ANNUALLY1.90%
1.91%
3 YEAR$1000
SEMI-ANNUALLY
2.15%
2.16%
4 YEAR$1000
SEMI-ANNUALLY
2.40%
2.41%
5 YEAR$1000
SEMI-ANNUALLY
2.65%
2.67%

A penalty may be charged for early withdrawal.






Money Manager Certificates

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TermMinimum DepositInterest CompoundedInterest RateAnnual Percentage Yield
2 Year$2500SEMI-ANNUALLY
1.70%1.71%
3 Year$2500SEMI-ANNUALLY
1.95%1.96%
4 Year$2500
SEMI-ANNUALLY2.20%
2.21%
5 Year$2500
SEMI-ANNUALLY
2.45%
2.47%

A penalty may be charged for early withdrawal.




Variable Rate Accounts

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AccountMinimum DepositMinimum BalanceInterest CompoundedInterest RateAnnual Percentage Yield
Regular Savings$1000 to $9,999.99Daily0.15%0.15%


10,000-49,999.99Daily
.15%.15%


50,000-99,999.99Daily
.20%.20%


100,000 or more
Daily
.25%.25%
Christmas Club$0
0Daily
.25%.25%
Insured Investment$2500
0-9,999.99Weekly.15%.15%


10,000-49,999.99
Weekly
.20%.20%


50,000-99,999.99
Weekly
.25%.25%


100,000 or moreWeekly.30%.30%
Now$900
0Monthly
.15%.15%
Interest Bearing Business Checking$900
0Monthly
.15%.15%
Prestige$100
900Monthly
.15%.15%
Free Checking$100
100Monthly
.15%.15%
IRA/Roth IRA/SEP-IRA$0
0Monthly 
1.20%1.21%
Health Sav Account$0
0Daily
.15%.15%

APY subject to change 
A penalty may be assessed for early withdrawal. 
Rate is subject to change after the account is opened on variable rate accounts. 
Fees may reduce earnings on the account.
Rates may change after the account is open.